Personal + business finances

Every account, every bill, in one place

MoneyWheel pulls every account into one place, finds the bills hiding in your history, and keeps your business books separate from your personal ones.

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Free to start · No card required · Read-only bank connections

The MoneyWheel dashboard: income, spending, cash flow, net worth and the spending wheel

Who is it for

The same accounts, read for the way you actually live. Pick the one that sounds like you.

For individuals

Every account in one place, the bills you had forgotten, and what your month actually cost.

For families

Shared books for the household, with each account as private as you want it — including from the kids.

For businesses

Business kept apart from personal, down to the single transaction, with the exports your accountant asks for.

For nonprofits

Program, management and fundraising, in the words your board and your 990 already use — for $60 a year.

Everything your money is doing

Not a budget you have to feed. MoneyWheel reads the accounts you already have and tells you what they say.

See where the month went

Every transaction lands in a category and the wheel shows the split. Click a wedge to read the charges behind it.

Every bill, found for you

Subscriptions and bills are detected from your history, with what they cost monthly and annually, and a calendar of what is due next.

Net worth in one number

Cash, savings, investments and manual assets less what you owe on cards and loans, tracked month over month.

Business stays out of personal

Mark an account or a single transaction as business and every report can be read personal-only, business-only, or both.

A budget in three thirds

Needs, wants and savings on one dial you drag to your own split. {brand} suggests the lines from your last 90 days, then measures each month against them.

Receipts on the transaction

Attach a photo or PDF to any charge, so the proof sits with the expense when it is time to file.

Tick it off against the statement

Mark a charge reconciled once you have checked it against the bank, and correct a hand-entered row in place.

Told before it hits

A daily or weekly email of the bills coming due, and a nudge when a third of the budget is nearly spent or a subscription's price goes up.

On your phone, from the home screen

Install {brand} like an app on iPhone or Android — no store, nothing to update — and open it with a tap.

Spending by category, shown as a wheel with the total in the middle

The spending wheel

One month, every category, ranked. Hover a wedge for its share and transaction count; click it to read the charges.

Recurring bills with a ten-day strip and the next charges due

Recurring, detected

Netflix, rent, the software you forgot you pay for — found by cadence and amount, then projected out on a calendar.

Three steps

Create your account

Name, email, a verified code, a password. No card.

Connect your banks

Checking, savings, credit cards and brokerages link through Plaid. Anything it cannot reach you can add by hand.

Read your money

Balances, categories, recurring bills and net worth are there on the first sync — this month, this year, or any period you pick.

Read-only, and yours to delete

MoneyWheel can see your transactions. It cannot move your money, and it never sees your bank password.

Bank connections through Plaid
You log in at your bank, not here. The connection is read-only.
Bank credentials sealed at rest
The tokens that reach your bank are encrypted before they are stored, and passwords are never kept, only a slow hash of them.
Two-factor authentication
Turn on an authenticator app with recovery codes, from Settings. Sessions time out when idle, and changing your password signs every other device out.
Told when your account changes
An email the moment your password, email or two-factor settings change, or a browser we have never seen signs in.
No card to sign up
The free plan needs no payment details at all.
Delete everything, any time
One control in Settings removes your accounts, transactions and login.