For nonprofits
Show your board how much reaches the mission
Bookkeeping for small nonprofits, with the functional expenses your 990 asks for.
Small organizations keep their books in a spreadsheet because the accounting packages cost more than the programs. MoneyWheel connects the bank account instead, and speaks in functional expenses rather than groceries.
Free to start · No card required · Read-only bank connections
The three thirds that matter
Every dollar lands in Program, Management & general, or Fundraising — the same split the 990 asks for, shown as a dial you can put in front of a donor.
A chart of accounts you recognise
Contributions, grants, program revenue and membership dues coming in; payroll, program supplies, occupancy, professional fees and fundraising going out.
The board sees, the treasurer files
Invite each board member their own read-only login and your treasurer one that can categorise. Every change has a name against it, and one person can be removed without changing anybody else's password.
Your fiscal year, not the calendar's
New organizations start on a July–June year, named FY2027 the way the 990 names it, and you can move the start to any month. "This year", the reports and the dashboard all follow it.
Reconciled for the treasurer
Tick each charge once it has been checked against the statement, and a quarter or a single grant's window is one click on the date menu.
Nothing missed while you are volunteering
Recurring bills and the calendar are read out of your own history, and an email says what is due before it lands.
Keeping the books in a spreadsheet today? MoneyWheel vs. a budget spreadsheet
Three steps
- 1
Create your account
Name, email, a verified code, a password. No card.
- 2
Connect your banks
Checking, savings, credit cards and brokerages link through Plaid. Anything it cannot reach you can add by hand.
- 3
See your cycle
On the first sync you'll see your balances, categories, recurring bills and net worth — this month, this year, or any period you pick.
Pricing
Nonprofit
$60/yr
$5.00/mo, billed as one year
- Every bank and card the organization uses, with two years of history
- A July–June fiscal year, or any start month you choose
- Program / Management & general / Fundraising, set to your own percentages
- Board and treasurer logins included, not charged per seat
- CSV exports for your accountant or your 990 preparer
Two months free, then only the rest of that year is charged. No card until the trial ends.
Read-only, and yours to delete
MoneyWheel will see your transactions. It will never be able to move your money, and it will never see your bank password.
Bank connections through Plaid
You log in at your bank inside Plaid, not here. The connection is read-only, and your bank password never reaches us.
Bank credentials sealed at rest
The tokens that reach your bank, and two-factor secrets, are encrypted at rest with AES-256-GCM. Passwords are never kept, only a slow scrypt hash of them.
Two-factor authentication
Turn on an authenticator app with recovery codes, from Settings. Sessions time out when idle, and changing your password signs every other device out.
Delete everything, any time
One control in Settings removes your accounts, transactions and login.
Questions people ask
Is it safe to connect my bank?
Yes. You sign in to your bank inside Plaid, never on MoneyWheel, so your bank password never reaches us. The connection is read-only: MoneyWheel can see balances and transactions, but it cannot move money. The token Plaid hands back is encrypted before it is stored, and disconnecting a bank revokes it at Plaid as well.
Which banks are supported?
Banks, credit unions and card issuers in the United States that connect through Plaid, whose network spans over 12,000 financial institutions. Search for yours when you connect. An account Plaid cannot reach can still be added by hand and kept up to date yourself, on every plan.
What happens when the trial ends?
Plus, Family and Business start with 21 days free (60 for nonprofits), and no card is asked for. Pick a plan before the trial ends and it carries on. If you don't, nothing is charged: the account moves to Free on its own and nothing is deleted. Every transaction stays, Free shows the latest 3 months, and upgrading brings the rest back into view. Free itself never expires.
Two months free, then $60 a year
Connect the organization's account and the first sync sorts your year into program, management and fundraising.
Get started free